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Business English Exercises
 

Start Your Own Bank

Answers to test questions and links to explanations

Home > Teaching Business English > Business English Lessons, Advanced Level # 78
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start your own bank answer 1
The goal of the state of California is to maintain a sound banking system without unduly limiting the entry of new banks.

Correct answer: (a) unduly

Meaning of business term unduly
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501 Business English Exercises — Printable, photocopiable.
For use in a classroom, at home, on your PC or anywhere.

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start your own bank answer 2
A competitive financial environment provides optimal choice to the public and stimulates economic development and efficiency.

Correct answer: (b) optimal

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start your own bank answer 3
The state chartering agency makes sure that a new bank possesses the needed capital and management expertise to serve the public's needs.

Correct answer: (a) expertise

Meaning of business term expertise
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 meaning of audience, either, rent, permanent, authority, usually Regulator vs. adminstrator
start your own bank answer 4
This agency is the bank's primary regulator, with the duty to protect the public from questionable banking practices.

Correct answer: (d) regulator

Meaning of business term regulator
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start your own bank answer 5
The term "dual banking system" means that both the California and the US governments issue bank charters.

Correct answer: (b) issue

Meaning of business term issue
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start your own bank answer 6
The word "State" or "National" as part of a bank's name has nothing to do with where it operates; this refers to the type of charter it has.

Correct answer: (c) to do with

Meaning of business term to do with
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start your own bank answer 7
Joining the Federal Reserve System is required for national banks, but optional for state banks.

Correct answer: (d) optional

Meaning of business term optional
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 meaning of inexpressible, vincible, finite, ominous, implausible Is it right "The FRS lends ..., and known as the ... crises"?
start your own bank answer 8
The FRS lends money to banks at a discount rate to help meet their short-term cash requirements, and is known as the lender of last resort for banks suffering liquidity crises.

Correct answer: (d) resort

Meaning of business term resort
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 new member fawzi - hi all! Meaning of 'start-up capital'
start your own bank answer 9
The minimum amount of startup capital for a newly chartered bank should total at least $2,500,000 in capital stock.

Correct answer: (d) startup

Meaning of business term startup
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start your own bank answer 10
California wishes to encourage a broad and diversified shareholder base for new banks, although the organizers may desire to limit this number due to tax or other considerations.

Correct answer: (b) diversified

Meaning of business term diversified
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Business English Practice Exercises Business English Tests — several topics are covered: office matters, job applications, computer English, money expressions, business law, operations management, retail marketing, e-commerce, accounting terms, contracts and agreements, commercial correspondence, etc.
You will be exposed to a wealth of authentic sample sentences that include a great variety of themes. This compact Business English Test Package is the only printable English test collection currently available on the Internet. It contains 501 Business English Exercises (10 questions per test plus answer keys).  Get your unique Business English Practice Exercises now!

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