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Business English Exercises
 

Pension Plan

Answers to test questions and links to explanations

Home > Teaching Business English > Business English Lessons, Advanced Level # 275
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pension plan answer 1
A non-insured plan is a defined benefit pension plan that is not guaranteed.

Correct answer: (b) insured

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pension plan answer 2
The policyholder is paying more than the cost of pure protection during the early years of the policy — the excess of the premiums, above the cost of pure protection, is what builds up the savings element of the policy.

Correct answer: (b) element

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pension plan answer 3
This Opinion of Title is being furnished to the City of Fort Lauderdale for use by said party in the recording of a deed (or easement) document to be executed by insert name relating to the properties described herein and for no other purpose.

Correct answer: (b) Opinion

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pension plan answer 4
Cash-settled index options do not relate to a particular number of shares; rather, the underlying instrument is usually the value of the underlying index of stocks times a multiplier, which is generally U.S. $100.

Correct answer: (c) options

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pension plan answer 5
The purpose of the attached Stock Power form is to transfer or change the ownership of stock; separate forms are required for each stock certificate that has a different format of the owner's name(s), a different CUSIP number, or a different company name.

Correct answer: (c) Power

Meaning of business term Power
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pension plan answer 6
After six consecutive weeks in which the closing price has been greater than the opening price, the trend on the Nasdaq is up, and prices are at new 4 1/2-year highs; the importance of trend cannot be overstated, and price persistence is how trends get started and how they are maintained.

Correct answer: (d) persistence

Meaning of business term persistence
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pension plan answer 7
The general consensus is that qualitative research is a naturalistic, interpretative approach concerned with understanding the meanings which people attach to actions, decisions, beliefs, values etc., and understanding the mental mapping process that respondents use to make sense of and interpret the world around them.

Correct answer: (d) qualitative

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pension plan answer 8
Replacement value is what it would cost to buy a particular item from a retail vendor, considering its age and condition — for instance, to buy a car from a used car dealer, furniture from a used furniture shop, or electronic equipment on eBay.

Correct answer: (d) Replacement

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pension plan answer 9
A sight letter of credit is one in which the draft drawn thereagainst is payable on presentation, while a time or acceptance credit is one in which the draft is payable only when the stipulated number of days after date of acceptance has elapsed.

Correct answer: (c) A sight

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pension plan answer 10
Tax lot accounting is a recordkeeping technique investors can use to track the cost of each security in a portfolio by factoring in purchase and sale dates, corporate action events and wash sales; it provides investors with accurate tax reporting and helps them improve the after-tax performance of their portfolios.

Correct answer: (c) lot

Meaning of business term lot
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Business English Practice Exercises Business English Tests — several topics are covered: office matters, job applications, computer English, money expressions, business law, operations management, retail marketing, e-commerce, accounting terms, contracts and agreements, commercial correspondence, etc.
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