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Business English Exercises
 

Prepaid Cards

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Home > Teaching Business English > Business English Lessons, Advanced Level # 340
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prepaid cards answer 1
James Le Brocq of Alliance & Leicester Commercial Bank says that prepaid cards (or stored-value cards) have been in existence for some years, with the US leading the way in finding applications in both the private and public sectors.

Correct answer: (d) stored

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prepaid cards answer 2
The European prepaid market is currently only in its infancy, but this is set to change with the number of cards in circulation estimated to grow at over 110% a year for the next four years.

Correct answer: (c) infancy

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prepaid cards answer 3
It is predicted that by the end of 2010 the use of prepaid cards across the eurozone will generate 2.3 billion transactions with a 75bn turnover.

Correct answer: (c) generate

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prepaid cards answer 4
Prepaid cards represent money on deposit and function in much the same way as conventional debit cards; however, the key difference is that funds are not stored in an account that is directly linked to the card holder, but are loaded onto the card and held at a remote database with a financial services provider.

Correct answer: (c) loaded

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prepaid cards answer 5
In this respect there is no actual value stored on the card itself; they do not act as a substitute for cash, so lost or stolen cards can be easily stopped and replaced.

Correct answer: (c) respect

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prepaid cards answer 6
Clearly such revolutionary payments technology will have a significant impact on UK corporates, with uses falling into several categories, including expenses, payroll and ad-hoc remittances, as well as customer-based payments such as gifts, refunds and incentives.

Correct answer: (c) incentives

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prepaid cards answer 7
In all cases significant benefits accrue.

Correct answer: (a) accrue

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prepaid cards answer 8
The advantages of using prepaid cards for employee expense accounts are significant: as well as the general cost savings that are realised in all cases when switching from paper-based payments, employers using prepaid cards can exert significantly more control over expenses.

Correct answer: (c) exert

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prepaid cards answer 9
Payments can be ring-fenced by corporate providers, allowing them to limit the scope of where goods and services can be purchased, while a record of all transactions is automatically generated and stored.

Correct answer: (d) ring-fenced

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prepaid cards answer 10
Also, employee travel abroad can be easily facilitated as the cards can be loaded with a currency of choice — thus eliminating costs associated with using a debit or credit card outside of its issuing domicile.

Correct answer: (a) choice

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Business English Practice Exercises Business English Tests — several topics are covered: office matters, job applications, computer English, money expressions, business law, operations management, retail marketing, e-commerce, accounting terms, contracts and agreements, commercial correspondence, etc.
You will be exposed to a wealth of authentic sample sentences that include a great variety of themes. This compact Business English Test Package is the only printable English test collection currently available on the Internet. It contains 501 Business English Exercises (10 questions per test plus answer keys).  Get your unique Business English Practice Exercises now!

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