TOEFL® Essay: Save your money for some time

[Konstantin]

Hello!
Question:
It is better to enjoy your money when you earn it or is it better to save your money for some time in the future? Use specific reasons and examples to support your opinion.
Answer:
There is the golden mean in any business but in this case I believe that it will be better to save money for some time in the future. If you have the money you could buy more qualitative things, make more pragmatic solutions and even increase your entire capital.

If you have some money it will be possible to buy high-quality and more expensive things or services. There is old saying:” I’m not so rich to buy cheap things”. I guess that it’s absolutely truth because first-rate things will serve for years when cheaper ones will break down very fast. There are so many fakes on our market that it’d batter to buy anything only in approved stores, which are more expensive, of course.

It’s not a secret that the deposit in the bank is one of the safest and useful investments. Putting some hundreds per month on the deposit is transforming you in the millionaire. So, during your old age you will be able to enjoy traveling or anything else without any anxieties about money. On the other hand some activities, like sports, which are available in the youth, will not be available during the second part of the life and the balance between spending and depositing is the cornerstone.

Finally, if a person didn’t spend his money during some period of time he would make more pragmatic solutions about expenses. Sometimes it’s absolutely useless to buy new fashionable clothes only to evoke envy amongst your co-workers. People with money never spend them on the useless things. I don’t mean the good and amazing entertaining events but the fur coat which you will dress up only twice in the entire life.

It is absolutely impossible to provide one reasonable answer on such question because the truth is in the middle. But it is important not only to spend money on the instant purposes but also make deposit to buy first-rate things and to think such purchases over more carefully.

TOEFL listening lectures: A university lecture by a professor of History