automatic stay vs. automatic hold

[Puzzly]

Business English Lesson, Advanced Level

ESL/EFL Test #181 "Consumer Credit", question 5

The debtor has the benefit of an 'automatic .........' immediately upon filing a bankruptcy petition, which prevents the creditor from taking any further action to try to collect the debt unless or until the bankruptcy court decides to the contrary.

(a) halt
(b) hold
(c) stay
(d) stop

Business English Lesson, Advanced Level

ESL/EFL Test #181 "Consumer Credit", answer 5

The debtor has the benefit of an 'automatic stay' immediately upon filing a bankruptcy petition, which prevents the creditor from taking any further action to try to collect the debt unless or until the bankruptcy court decides to the contrary.

Correct answer: (c) stay
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I'm really puzzled by this one... I'm guessing hold is the right option, is it?

[Mister Micawber]

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No. The answer is just above your question.
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Native English teacher at Mister Micawber's