Difference between loan and borrow

[Ted]

Test No. incompl/advan-18 "Money Matters (1)", question 10

The bank will simply not let you ......... any money unless you can prove that you have been in regular employment for at least three years.

(a) lend
(b) loan
(c) borrow
(d) remove

Test No. incompl/advan-18 "Money Matters (1)", answer 10

The bank will simply not let you borrow any money unless you can prove that you have been in regular employment for at least three years.

Correct answer: (c) borrow

Your answer was: incorrect
The bank will simply not let you loan any money unless you can prove that you have been in regular employment for at least three years.
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why not loan?
thanks

[Torsten]

Borrow means to take, loan means to give.

TOEIC listening, photographs: Down hill skiing