Bank letter: Wrongly debited bank charges of Rs.90/- in my A/c

[Dhara]

Dear Teacher

Please check my below bank letter, which I wrote in Bank. I want to improve my english But I am felling nurvous. When I write any message,email, letter in english, I have no idea when I have to start the message,lettter?

Please give me more idea so I can improve my english.
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To,
The Manager
HDFC Bank

Sub : Wrongly debited bank charges of Rs.90/- in my A/c

Dear Sir,

We would like to inform you that we have found in our bank statement you have wrongly debited bank charges of Rs.90/- on dt.09/03/2008 due to dishonor the cheque as a reason sent in local clearing instead of out-station clearing. However, I have filled up the deposit slip in out-station clearing for above cheque and you had sent in local clearing. Therefore, it has not our mistake.

We are sorry to say that we are not faulty for your error. So we would request you please Credit of Rs.90/- in my current A/c no : xxxxx as soon as possible.

Kindly action in this regards will be highly appreciated.

Thanking you

Yours faithfully,
XYZ

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Please reply as soon as,
Thanking you,
Regards
Dhara

[Kitosdad]