Meaning of 'accept'

[Guest]

Test No. incompl/advan-18 "Money Matters (1)", question 7

The bank refused to ......... the money order because the customer had no proof of identity.

(a) receive
(b) take
(c) accept
(d) enter

Test No. incompl/advan-18 "Money Matters (1)", answer 7

The bank refused to accept the money order because the customer had no proof of identity.

Correct answer: (c) accept
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PLEASE THE ANSWER AND CAN YOU EXPLAIN ME THE DIFFERENCE THANK YOU VERY MUCH

[Alan]

Here this means agree to take.
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English as a Second Language
You can read my ESL story Phrasal Verbs/look