Can you explain have, had we have had or also apostrphe e.g. james's or james'

[MiraRutherfords]

English Language Tests, Intermediate level

ESL/EFL Test #754 "Real Life: Healthcare Treatment (1)", question 1

When I cut my finger, I put a ......... on the wound to stop the bleeding and to prevent infections.

(a) test
(b) bandage
(c) slice
(d) tape

English Language Tests, Intermediate level

ESL/EFL Test #754 "Real Life: Healthcare Treatment (1)", answer 1

When I cut my finger, I put a bandage on the wound to stop the bleeding and to prevent infections.

Correct answer: (b) bandage
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Can you explain have, had we have had or also apostrphe e.g james's or james'

Also any comprehension sites where i answer questions on text

MiraRutherfords

[Mister Micawber]

Have -- present tense
Had -- past tense
Have had -- present perfect tense

James's

Feel free to ask any other questions you may have in our English Vocabulary, Grammar and Idioms Forum.
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Native English teacher at Mister Micawber's