If you are having problems vs. if you have problems...

[Nicole]

Hello again. Can you please tell me the difference between these two clauses:

If you're having problems.... and
If have you problems?

Thank in you in advance,
Nicole
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Life is for living.

[Alan]

Hi Nicole,

If you have problems - Present Simple meaning if you have them in general at some time or whenever you have problems.

If you are having problems - Present Continuous meaning if you are experiencing problems right now at this particular time.

Alan
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English as a Second Language
You can read my ESL story Present Simple