How to deal with a gift of money?

[Sabrinayaa]

Imaging that one day I were to be given a gift of money which enough to purchase a jewelry or a concert ticket ,Instead of spending it at one time ,I would use it as a wiser way .

First of all . my mother always tell me don't spend your money frivolously , so the first thing I want to do is to put aside a percentage of it in bank . Since we can never tell what would happen in the future , saving money is a good way for unexpectted things . For example . When disaster strikes ,like a sudden illness occurs in the family ,having money in hands can mean the difference between life and death .Except that when the sickness strikes ,if we don't have enough money at hand ,we can only turn to friends or family for help which have become more and more impossible in our times .

Simply saving money in bank is a way to guard against an unpredictable future , however , since I am a young university student , I can tolerate more high risk investment and high returned incomes . Considering the low interest of the bank account ,if the financial market is prosperity , I would invest some money in the stock market and learn how to manage my finance more appropriate . That is also a great way to generate my future wealth .

As to the rest of the money ,the best way to deal with it as for me is to spend it with my parents .I would accompany with my parents to one of the local famous restaurant to enjoy a great meal which can enrich the relationship between us .

Anyway ,as I mentioned above ,a gift of money for me should be used in a wise way so that we can enjoy what we want to enjoy while having them generated the wealth

TOEFL listening discussions: A conversation between two university students (2)

[Leenda]

Hello,
Please pay attention to your punctuation.
You need to leave a space after a comma, semicolon, etc. Also, leave two spaces after a full stop.

[Sabrinayaa]

Oh, it seems that is one of the biggest problems of mine. I editted it again.

Imaging that one day I were to be given a gift of money which enough to purchase a jewelry or a concert ticket, Instead of spending it at one time,I would use it as a wiser way.

First of all. my mother always tell me don't spend your money frivolously, so the first thing I want to do is to put aside a percentage of it in bank. Since we can never tell what would happen in the future, saving money is a good way for unexpectted things. For example. When disaster strikes, like a sudden illness occurs in the family, having money in hands can mean the difference between life and death. Except that when the sickness strikes, if we don't have enough money at hand, we can only turn to friends or family for help which have become more and more impossible in our times.

Simply saving money in bank is a way to guard against an unpredictable future, however, since I am a young university student, I can tolerate more high risk investment and high returned incomes. Considering the low interest of the bank account, if the financial market is prosperity, I would invest some money in the stock market and learn how to manage my finance more appropriate. That is also a great way to generate my future wealth.

As to the rest of the money, the best way to deal with it as for me is to spend it with my parents. I would accompany with my parents to one of the local famous restaurant to enjoy a great meal which can enrich the relationship between us.

Anyway, as I mentioned above, a gift of money for me should be used in a wise way so that we can enjoy what we want to enjoy while having them generated the wealth

TOEFL listening discussions: A conversation between two university students (2)

[Leenda]

Hello Sabrina,
Thanks for paying attention.
Another important thing I would like to mention is that you need to exactly answer the topic. It is asking you whether you would buy a ticket for concert or jewelry. You need to choose between these two things.

[Sabrinayaa]

Hi

What you mean is I can only choose one of the two ways to spend that moeny? But I tought I could have other choices.

[Leenda]

Hello,
Yes exactly.
I think this is the exact topic:
You have received a gift of money. The money is enough to buy either a piece of jewelry you like or tickets to a concert you want to attend. Which would you buy? Use specific reasons and details to support your answer.

If this is the case, you need to choose one of those two options, and state your reasons.

P.S: "First of all", "second of all", etc should be followed by a comma, not a full stop.

Please check your essay again.
E.g: My mother always tellS me NOT TO spend my money lavishly.
Like this you need to write.

Please read a lot.

[Sabrinayaa]

Hi,
Thank you for your advice.

:)