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to occupy a place; to take a place; to obtain at an advance opportunity
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locate
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TOEIC listening: Commercial for home financing

Overview of part IV
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TOEIC listening part IV, set 5, exercise 6
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1). What is being advertised?
A higher interest rate
Cheap homes
Mortgage refinancing
A volatile market

2). Who is the intended audience?
Housewives
Homeowners
University students
Government employees

3). What does the speaker suggest listeners do?
Wait for rates to drop
Mention his name
Visit US Mortgage
Pay closing costs

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    Listening Comprehension Transcript
    Has the economy got you down? Then I've got good news for you. The federal government just lowered mortgage rates, and now is a great time to refinance your home! I'm Gregory Hershell, president of US Mortgage, and we have rates as low as 5.6 percent. Not only that, but you pay no points, and for a limited time, we'll even pay your closing costs. You could save hundreds a month by refinancing your mortgage right now! Don't waste a lot of time thinking about it, folks, because it's a volatile market and rates could rise again next week. Call US Mortgage now to lock in your rate as low as 5.6, with no points and no closing costs. You won't be sorry. Call right now: 555-980-8908. Tell 'em Gregory Hershell sent you, and we'll knock an additional 10 percent off your refinancing costs. Don't wait another day. Call US Mortgage now: That's 555-980-8908.

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